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Financial Clarity and Confidence Counseling Program - Paid in Full Option

$575.00 $625.00

This package will provide families with clarity, control, and confidence in their finances through structured guidance, education, and an actionable plan.

4–6 sessions over 6–12 weeks

Format

  • 60–90 minute sessions

  • Virtual or in-person

  • Email + resource support between meetings

Deliverables

You’ll walk away with:

  • Custom family budget

  • Financial snapshot & health ratios report

  • Defined short-, mid-, & long-term goals

  • Written Financial Action Plan

  • Checklists + templates to help you keep up the momentum

Payment can be made in full, or can be broken out to be paid evenly before each session. Paid in full option is a discounted option.

This package will provide families with clarity, control, and confidence in their finances through structured guidance, education, and an actionable plan.

4–6 sessions over 6–12 weeks

Format

  • 60–90 minute sessions

  • Virtual or in-person

  • Email + resource support between meetings

Deliverables

You’ll walk away with:

  • Custom family budget

  • Financial snapshot & health ratios report

  • Defined short-, mid-, & long-term goals

  • Written Financial Action Plan

  • Checklists + templates to help you keep up the momentum

Payment can be made in full, or can be broken out to be paid evenly before each session. Paid in full option is a discounted option.

📚 Session Breakdown

Session 1 – Financial Discovery & Baseline

Goal: Understand your family’s financial reality + priorities.

Discussion Focus

  • Family situation + values

  • Pain points + stress areas

  • Income + expenses

  • Debts + assets

  • Current systems (or lack of)

Tools Used

  • Intake Questionnaire

  • Spending Snapshot Worksheet

  • Values + Priorities Exercise

Deliverable

  • Initial Financial Profile

  • Homework: 30–60 days spending download or tracking

Session 2 – Budget Design & Cash Flow Plan

Goal: Build a realistic budget that supports the life you want.

Discussion Focus

  • Review real spending vs desired spending

  • Zero-based? Envelope? Reverse budgeting?

  • Savings + sinking funds

  • Irregular income planning

  • Emergency fund strategy

Tools Used

  • Budget Template (Excel, Sheets, or app)

  • Cash Flow Automation Guide

  • Sinking Fund Planner

Deliverable

  • Custom working budget

  • Cash flow automation plan

Session 3 – Financial Health & Ratios

Goal: Help you understand how healthy your finances are.

Discussion Focus

  • Net worth review

  • Debt breakdown

  • Financial stability metrics

  • How they compare to benchmarks

Ratios You Can Use

  • Debt-to-Income Ratio

  • Savings Rate

  • Emergency Fund Months

  • Housing Ratio

  • Consumer Debt Load

Deliverable

  • Financial Health Report

  • Risk + Strength Summary

  • Priority Focus List

Session 4 – Goal Setting & Strategy Mapping

Goal: Translate finances into meaningful, motivating goals.

Discussion Focus

  • Short-term (1 year)

  • Mid-term (1–5 years)

  • Long-term (5+ years)

  • Trade-offs + timing

Tools Used

  • SMART Goal Planner

  • Goal Cost Calculator

  • Milestone Timeline

Deliverable

  • Written Goal Plan

  • Funding Strategy for Each Goal

Session 5 – Action Plan & Implementation

Goal: Turn everything into a simple, doable system.

Discussion Focus

  • Step-by-step financial roadmap

  • Automation + systems

  • Debt payoff strategy (snowball / avalanche)

  • Savings + investment ramp-up

  • Insurance & protection review (education only, no sales)

Deliverable

  • Written Financial Action Plan

  • 90-Day Implementation Roadmap

Session 6 – Follow-Up & Accountability

Goal: Make sure progress sticks.

Discussion Focus

  • Wins + challenges

  • Adjust budget or goals as needed

  • Reinforce habits

  • Long-term support options

Deliverable

  • Adjusted plan

  • Ongoing Support Recommendation