FAQs
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What is financial counseling at Valkyrie?
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Financial counseling at Valkyrie is a supportive, collaborative process that helps you understand your money without judgment or pressure.
Rather than focusing on strict budgets or rigid rules, we work together to bring clarity to your finances and build stability that fits your real life.
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Is this the same as budgeting?
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No.
While budgeting will be discussed, financial counseling at Valkyrie is not centered on enforcing budgets. Our work focuses on understanding patterns, reducing financial stress, and supporting informed decision-making.
Is financial counseling therapy?
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No — financial counseling is not mental health therapy.
However, we recognize that money is often connected to stress, life transitions, and past experiences. Sessions are paced carefully and handled with respect and care.
Do I need to prepare anything before a session?
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Can you help if I’m on a fixed or variable income?
What is the Financial Foundations Counseling Session?
Some preparation is encouraged to help us maximize our time with you.
You do not need exact numbers or organized paperwork. Estimates are enough, and part of our work is identifying what information matters most.
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We regularly work with individuals and families who receive disability income, benefits, or variable pay. Our approach is flexible and adapts to your situation.
What if I feel embarrassed about my finances?
You are not alone — and you will not be judged.
Many financial habits develop during stressful seasons. At Valkyrie, we approach money with curiosity, not criticism.
There is no shaming here.
What is the Financial Clarity and Confidence Counseling Program?
The Financial Foundations Counseling Session is a one-time session designed to help you gain clarity and orientation.
It’s ideal if you’re feeling unsure, overwhelmed, or simply want to understand where things stand right now.
This session helps answer:
“Where am I financially?”
“What feels heavy?”
“What might be helpful next?”
How do I know which option is right for me?
The Financial Clarity and Confidence Counseling Program provides ongoing support over several sessions.
This program is designed for individuals who want continued guidance, time to build understanding, and support as life circumstances change.
Together, we focus on clarity, stability, and confidence — not perfection.
Many people aren’t sure at first — and that’s completely okay.
That’s why Valkyrie offers a free consultation. During this conversation, we’ll talk about what’s going on and explore which option may feel most supportive for you right now.
There is no pressure to decide during the consultation.